soulasylum, there's 2 types of offering as far as BMW Credit loan interest is concerned. 2.25% is when you get a few % of discount from the car price. 1.38% or was it 1.58% is there's limited or no discount over car price.. either way, BMW got themself covered. If ur loan sum not high, take the 2.25% and that's what I took..
I hate "working" for cars for too long..