I was informed of such arrangement as well when I signed my docs, ie, get a new car within 12mths of ownership if the car is stolen, lost, totalled, via Allianz insurance..
searched and came up with this past article from paultan that confirms the fact
http://paultan.org/2009/09/28/bmw-g...rk-closer-on-insurance-and-warranty-products/
but I don't think it covers guarantee repair for self inflicted minor injuries though (I could be wrong)....
