Don't worry about the RON. Your vehicles are equipped with oxygen sensors to monitor the fuel grade and it will alter the fuelling and ignition timing to suit.
Of course the higher the RON, the better but there's a point of deminishing returns as your engine design will not be able to take advantage of the energy potential in the fuel.
Why are we are to absorb the higher cost of fuel is due to Petronas internal contracting strategy between the Upstream subsidary and the refineries. This is a goverment thingy and is quite complex. Don't know why.
Same thing about road toll. The contract gaurantee's the concession holders to always make a big profit.