My friend just got a 328i year 1997, additional 17'' Rims and the rest lock stock barrel. Sent for an inspection before purchase, engine, gearbox and body no issues. Had minor issues like long shaft coupling, tie rod end, rear axle slight leak, coolant slight leak, airbag/ABS sensor, and a slight lack of power. Dealer fixed long shaft coupling and rest to be done ourselves at approx. cost of 3K. Car purchased at 38k, on the road 41k++. Loan was with Public Bank @ 33k, 4years, 5.6%. I think plus the 3K repair, it's still a worth buy and so did the mechanic proposed. This loan was processed end of Dec'08, therefore, 2009 will be lower I guess. Good Luck in your quest !Don't turn back on what you've begun ! 12 years old yet these UDM still gives the screaming orgasm ! Cheers !