hahaha, bro Mafia.. I know exactly what u mean and how u feel... I also went thru that listening to the dealer... knowing he was talking crap BUT the problem was that I wanted that machine...! Perhaps in that sense, UDM is like woman... makes a normally perfectly logical, rational, intelligent and sensible man become illogical, irrational, stupid and insensible when face to face.... Btw, am also curious about the insurance for engine/gbox.. as far as I know it is only for new cars via the maintenance/repair insurance where u pay a fixed premium for a certain period/mileage..