I just replaced my windscreen for an original screen for a cash price of RM1,600. The tinting was RM900.
Just 3 days earlier, I did an insurance claim to replace the windscreen including tinting for a coverage of RM3,000. Was told that an insurance claim is higher than cash replacement.
I earlier got a quote for RM6,000 for the windscreen to be replaced at the SC.
So the choice is yours, if you want to only replace the screen at an SC, then insure it for 6,000.
At the minimum, I suggest that you insure for 3,500.
The premium is 6% of the sum insured.