Hi e39ers,See my intro and I'm wondering if the title on this thread is acceptable. How bad is a insurance claimed 20+k repair in authorised dealer? I can see the whole front panel is new - headlights, radiator, few hoses but at least the expansion tank is old. Good quality workmanship and you wouldn't know the diff from untrained eyes. Car drives well and have no issues/faults.Previous owner maybe on this forum too as I deduced he's a very fussy car owner who loved his UDM, the way he maintained the car and the condition of the interior.I don't see much issue unless any expert here have something up his/her sleeve.