plan to buy F30 and willing to pay above 30% downpayment but BMW Credit reject my loan

[kuntakinte]

hmm.. to me BMW Credit service is bad.. poor respond...call no anwer...request for 7 years ...they propose 8 years...
submit my documents for past 2weeks..till now no news...first time rejected..now still told me under process..

That's odd. Both times I took a loan from them, they were promptly processed and approved in less than 24 hours provided documents are complete. And whenever I wanted to know my redemption amount, a simple phone call was all it took and calls promptly picked up. Also, when I sold off my previous BMW, they even offered to finance my new Audi then.

Having gone back to the roundel again, my new loan was processed in less than 24 hours and they even let me hold on to my original car grant when I collected my new car. Installments are paid via MayBank2u and as convenient as can be.

I have the best experience with these guys and I'll dare say better than my so-called premier relationship banking with my conventional bankers, as far as car loans are concerned.

I'll hazard a guess that maybe either your docs are not complete or your SA may have accidentally overlooked the submission

 

[NSL]

oppssss, if i put 200k to fd is it possible to get ?

Think maybe help... last time my friend bought a saga flx 42k while his bank acc got 420k... the banker was @@@@ when processing his loan...


btw 2577175.... are u very young and business is very new? sorry for being nosy but always interested to see young and capable person.

 

[zam1973]

I have very good experience with BMW credit. Communicate with SA by phone & email only. Pay booking fees & downpayment by internet banking. Submitted all my document through email and approved after 3 days. Receive my car with registration card.

 

[alantiong]

hmm.. to me BMW Credit service is bad.. poor respond...call no anwer...request for 7 years ...they propose 8 years...
submit my documents for past 2weeks..till now no news...first time rejected..now still told me under process..

i am surprised to hear that. they were very quick to my request. showrrom till i get car. 4 days. if you were rejected once.. very likely will kena reject again..

 

[alvinkstan]

End up public bank approve my loan within 3 days with 2.47 interest.. Lower than bmw credit

 

[JQJ690]

I dont have issues ...with my second unit f4om X1 20D to 328 m sport and the same BMW credit....guess what..futher discount on NCD abd also another 1% discount from normal sales value....i got 400 rebate for NCD and also 3060.00 as per my model standard car price...try with AB...transaction was thru email and confirmatiilon confirmation was 12 hours and via handphone SMS...no document involve..just a cheque book will do....and IC...

 

[JQJ690]

2577175...have you got any luck...just bring cheque book...the rest they will help

 

[jackaleyess]

Just bought a new Q50 with 40k discount and 2.4%p.a. Awesome car.

 

[F10 CREW]

i thought now got promo with zero interest for Infiniti Cars?

 

[jackaleyess]

i thought now got promo with zero interest for Infiniti Cars?

Yes, but I bought during Raya promo period. RM199K brand new which i think is a no brainer. Wanted to join F30 family but it seems Infiniti is much luxurious and handling is good too, apparently.