Just scored a coup of sorts with BMW credit. Just signed the loan document for a 70k loan for 3 years at an unbelievable 0.67%
When I took a similar loan for my Audi from hong Leong last year, I was actually penalized with a higher interest charge due to the short tenure and low loan amount.
If I had known it was this low, I could have arbitrage it by loaning to the max allowable under the interest rate and then put my cash into FD at 3.6% haha.