Hi bro, sorry for late reply as i missed out earlier. the car is in good conditions. as explained earlier, i bought many parts including all hoses and water pumpt + radiator etc etc before i collected the car but all items still in good conditions so now the parts are still in my store. engine still powerful and smooth. manual gearbox no issue at all.
A quick check with my PBB bank officer reveals that MOF is capped at maximum 75% with maximum loan tenor of 4 years. Interest rate is at 4.0-4.5%. However, according to her, all these are subjected to documents of the applicant. Of couse, one must take into consideration that bank currently looks at an applicant's net salary ie. after EPF, tax and other deductions. Hope this helps.