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Will RM10k A Month Salary Enough To Own A F30 328
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<blockquote data-quote="erin8817" data-source="post: 633466" data-attributes="member: 28168"><p>IMHO, my 2 cents.</p><p>10K a month salary is not sufficient if you have any of these combination (3 or more).</p><p>Assume you don't have any other passive incomes.</p><p></p><p>1) Have a family (wife + 2 or more kids)</p><p>2) 2 or more houses (still under mortage)</p><p>3) Parents/family members with some critical illness (ie diabetes, kidney etc)</p><p>4) Paying income tax (20% above)</p><p>5) Planning to send children for overseas studies</p><p>6) Personal/medical insurance coverage above 2Mil.</p><p>7) Regular bar-goer and active nightlife</p><p></p><p>A minimum financial planning is you should at least save 10-20% of your salary after you minus all your debts/expenses (including ur BMW loan).</p></blockquote><p></p>
[QUOTE="erin8817, post: 633466, member: 28168"] IMHO, my 2 cents. 10K a month salary is not sufficient if you have any of these combination (3 or more). Assume you don't have any other passive incomes. 1) Have a family (wife + 2 or more kids) 2) 2 or more houses (still under mortage) 3) Parents/family members with some critical illness (ie diabetes, kidney etc) 4) Paying income tax (20% above) 5) Planning to send children for overseas studies 6) Personal/medical insurance coverage above 2Mil. 7) Regular bar-goer and active nightlife A minimum financial planning is you should at least save 10-20% of your salary after you minus all your debts/expenses (including ur BMW loan). [/QUOTE]
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