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Message: <blockquote data-quote="bmwcar" data-source="post: 162032" data-attributes="member: 2286">i would look at depreciation rather than repayment amounts......If buying a new 325i, estimate about 15 to 20% depreciation in the first year, and then about 10% there on for the next 2 years.....and then 8% for the next 2 years......after 5 years, the car would be worth about 40 to 50% of the new list price..... Our depreciation trends are getting closer to the western countries where currently after 3 years, the car is worth only about 40% of its value........Malayisa we are at 40 to 60% currently depending on car type In your case, would try to find a second hand e90 325i or if want to take a RM30-40K hit in year 1, a new 325i.......</blockquote>