Menu
Home
Forums
New posts
Search forums
What's new
New posts
Latest activity
Members
Current visitors
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Reply to thread
Click here to become an Official Member of BMW Club Malaysia
Download Form
Home
Forums
The BMW Range
3 Series
E46
to buy or not to buy
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Message
<blockquote data-quote="duck" data-source="post: 180806" data-attributes="member: 4115"><p>I'd like to make some changes to thte above calculation:</p><p></p><p>For an e36 325's roadtax + insurance is 2k - so monthly RM 167</p><p></p><p>The instalment should not be more than RM 700 if you go for 7 years loan with </p><p>CIMB @ 5% interest rate (lowest monthly commitment to installment if you plan to take the car out by paying a few hundred only). Pay more downpayment, lower installment.</p><p></p><p>And yes, i think your Gas/Tol/Parking should be around that figure if you just drive to work and home. Those who run about more will have to pay more.</p><p></p><p>Haha... really can't say on repairs because it depends but if you put aside RM4k at anyone time, you should save?? Each service is around 10,000km which cost about RM550. Lets take 3 months once.</p><p></p><p></p><p>Installment - 700</p><p>Gas/Toll/Parking - 700</p><p>Rtax & Insurance - 167</p><p>Repairs - 183</p><p>___________________</p><p></p><p>Total: RM 1,750 / month.</p><p></p><p>Don't forget you have to set aside around 4k for your gearbox in case if it goes. Other maintenance should be done and paid for fully when you buy the car. Maybe 3-5k.</p><p></p><p>I don't own a BMW 'yet' because of the above calculations. Not planning to go into credit card debts, personal loans, etc because of my car. If you love your car, you should have some cash set aside for it.</p><p></p><p>If you drive a BMW, but have to cut your makan budget, no savings, going into debts, then time to maintain... you put in the lousiest parts because you can't afford, plus also using second hand tyres (remember your tyres will not come cheap too!) and can't even afford to buy better clothes to go to work... Sigh..</p><p></p><p>So, think for yourself if you can afford it... why not? I've driven an e30 and i think its fantastic. Too bad, i just can't afford an e36 325. But i will not recommend Proton though.</p><p></p><p>my 2 cents...</p></blockquote><p></p>
[QUOTE="duck, post: 180806, member: 4115"] I'd like to make some changes to thte above calculation: For an e36 325's roadtax + insurance is 2k - so monthly RM 167 The instalment should not be more than RM 700 if you go for 7 years loan with CIMB @ 5% interest rate (lowest monthly commitment to installment if you plan to take the car out by paying a few hundred only). Pay more downpayment, lower installment. And yes, i think your Gas/Tol/Parking should be around that figure if you just drive to work and home. Those who run about more will have to pay more. Haha... really can't say on repairs because it depends but if you put aside RM4k at anyone time, you should save?? Each service is around 10,000km which cost about RM550. Lets take 3 months once. Installment - 700 Gas/Toll/Parking - 700 Rtax & Insurance - 167 Repairs - 183 ___________________ Total: RM 1,750 / month. Don't forget you have to set aside around 4k for your gearbox in case if it goes. Other maintenance should be done and paid for fully when you buy the car. Maybe 3-5k. I don't own a BMW 'yet' because of the above calculations. Not planning to go into credit card debts, personal loans, etc because of my car. If you love your car, you should have some cash set aside for it. If you drive a BMW, but have to cut your makan budget, no savings, going into debts, then time to maintain... you put in the lousiest parts because you can't afford, plus also using second hand tyres (remember your tyres will not come cheap too!) and can't even afford to buy better clothes to go to work... Sigh.. So, think for yourself if you can afford it... why not? I've driven an e30 and i think its fantastic. Too bad, i just can't afford an e36 325. But i will not recommend Proton though. my 2 cents... [/QUOTE]
Verification
Post reply
Home
Forums
The BMW Range
3 Series
E46
to buy or not to buy
Top
Bottom
