Reply to thread

Message: <blockquote data-quote="ozone" data-source="post: 296148" data-attributes="member: 71">Here's the part in your motor insurance policies which deals with this :" In the event that your vehicle is collided .....................  Provided always that such third party vehicle is insured, identifiable and/or not a vehicle used for carriage of passengers for hire or reward (for example taxis, hire cars,   public buses, school buses and factory buses for hire ), not a vehicle insured by a non malaysian insurer and there is no personal injury claim involved" So clearly, if there is third party bodily injury involved, your insurance company will not acept a claim under ODKFK and your NCB will be forfeited. Why ? In most cases, if the case goes to court, judges are more sympathetic to injured victims and an element of contributory negligence might be declared - so it might be deemed as partial fault.Sad but true.</blockquote>