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Message: <blockquote data-quote="turbosnail" data-source="post: 263273" data-attributes="member: 8183">This just happened to me.   I sold off my car before I got my next and before the car was sold off a motorcylist hit my car from behind.  He claimed he sustained serious injuries and claimed >RM10k from my 1st party car insurance.  When I went to cancel my car insurance, I was told by the agent that since someone claimed the insurance, my refund would be forfeited(still have 6 months left).  I demanded to know why, and I was told it was mentioned in my insurance policy.  Is this fair?  I don't know.  I felt cheated. First of all, someone hit me from behind and claimed my insurance.  Second, because of that I lost my 55% NCB.  Now they are telling me I cannot have my refund because someone claimed the insurance?  What the hell?</blockquote>