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The BMW Range
3 Series
E90, E91, E92, E93
The 320d Sports E90 LCI thread
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<blockquote data-quote="Schwepps" data-source="post: 391009" data-attributes="member: 3592"><p>Continuing the OT started by someone <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile :)" loading="lazy" data-shortname=":)" /> I drop my insured value every year by 20-30k. In a total loss, the claim will be averaged down to the market value anyway, and we tend to overestimate the market values of our cars. My next insured value at 2yrs old will be 180k.</p><p></p><p>I also don't insure the windscreen because I feel that the risk premium is too high (the premium as a %age of the replacement cost)</p></blockquote><p></p>
[QUOTE="Schwepps, post: 391009, member: 3592"] Continuing the OT started by someone :) I drop my insured value every year by 20-30k. In a total loss, the claim will be averaged down to the market value anyway, and we tend to overestimate the market values of our cars. My next insured value at 2yrs old will be 180k. I also don't insure the windscreen because I feel that the risk premium is too high (the premium as a %age of the replacement cost) [/QUOTE]
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The BMW Range
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The 320d Sports E90 LCI thread
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