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Message: <blockquote data-quote="avictar" data-source="post: 133524" data-attributes="member: 2839">Example: say you wanna but E46 318i 1.9/2.0 at (after downpayment) for RM120K....For unreg, ur interest rate will be between 3.5% to 3.75%...so for 9 years will pay about RM1.4k/month...For the same price, 2nd hand, after charging an interest rate of 5% (min)...your monthly will be around RM1.6K/month...(assuming both pay the same amount of depositlah)....so rm0.2k/month for 108 months = RM21,600 difference...The shit thing is that some of the 2nd hand cars are about the same mileage of the unreg but just because some owner in malaysia has owned it before, the bank deems it as 2nd hand car and charges 1.5% more   :aggressive:</blockquote>