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Message: <blockquote data-quote="kuntakinte" data-source="post: 549729" data-attributes="member: 15653"><p>The interest rate is just another barter tool. At that time, I could hv gotten 0.88% for a longer tenure and higher financing and if I did not negotiated the price further downwards.  I opted for maximum cash discount and gifts. Since I took a 60k loan for 3 years, I was also slapped with a 2.73% interest, negotiated down from 2.78% initially. Yep, I hv a habit of being petty and likes the feel good factor that I had tried and succeeded in getting myself a better deal. Typical kiasu mentality. :sigh:</p></blockquote><p></p>