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Message: <blockquote data-quote="Famy" data-source="post: 333754" data-attributes="member: 9459">Hey Fahmi313, U should consider your wife advice. Get the a jap. car first. I am not against u buying a UDM, but base on my own experience, the following are the reasons why u should not but a BMW as yet. Notice the word "as yet".....1. save your money for a house . If u already have one, save the money furnishing it completely. 2. save some money on your baby... u need a lot of it....buy educational and health insurance.3. buy a used 3 or 4 years old jap. car. (toyota is the best imho- the least maintainance). Why..because new car depreciated in value, where as 2nd hand u can sell back, minimun loss and use it later to buy your dream UDM. (Later OK)4. Try not to burden yourself with to high loans. and too long period of financing. coz u would do that if u plan in buying a UDM. Trust me bro, after 2-3 years u gonna get fed-up with the burden.5. Save some for gift money to your parents and your inlaws.on the other hand you can ignore all of the above if u come from a well to do family, ...and u already got lots of them given to you by your parents . I dont have that previlage, but it's OK, i survived....Everyone can easily owned a UDM but not everyone can maintain a UDM.Hey, by the way, we got same name also.. with different spelling aje...just my 2 cent opinion.....good luck</blockquote>