Normal
Sorry to hear your case bro.Allianz practices "agreed-value" - full claim within the same insured year irregardless the car value depreciation. "agreed-value" means hirer to follow sum insured offered by insurance company usually no issue with new cars but strictly applied to used-car and certain company does not offer agree-value to reconditioned cars. Perhaps BMW tight up with Allianz just like Honda tight up with MSIG - I got full claim from MSIG for a stolen Honda Accord in 2010.
Sorry to hear your case bro.
Allianz practices "agreed-value" - full claim within the same insured year irregardless the car value depreciation. "agreed-value" means hirer to follow sum insured offered by insurance company usually no issue with new cars but strictly applied to used-car and certain company does not offer agree-value to reconditioned cars. Perhaps BMW tight up with Allianz just like Honda tight up with MSIG - I got full claim from MSIG for a stolen Honda Accord in 2010.
