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Message: <blockquote data-quote="ICEMAN 68" data-source="post: 162452" data-attributes="member: 17"><p>oppsie i had my car stolen back in 2002 and they payed me the market value of that particular month of the incident. they had 3 quote's from 3 different car dealers and they will select the highest amount to offer you. And it took me 6 months till they payed me off and another thing is that they will have their PRIVATE investigators trailling you to ensure that you're a genuine victim. Infact they followed me for several times and notified me during the day of compensation.infact this is scary as if, your car is insured say rm50K for year 2006 and the insurance that you bought is from say mid 2006 ~ mid 2007, and your car  gets stolen say on jan 2007 , they will then compensate you based on the market value of that particular year and not the market value for 2006. and if your car is stolen in 2006 you are compensated in full.So it;s better to insure a car from early jan till year end to be safe of the depreciation market value.</p></blockquote><p></p>