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I have 55% ncd.... no claims before. I'm also not young.... been driving for over 20 yrs. I'm now on Allianz on my other car, also got excess but now even on the 335i, I'm surprised. M3 also no excess !!


This is very strange.... maybe because I've not been with the same insurance company for more than 1-2 years ?? Or because I'm not local ?


The best I got so far was 1% after trying 4 insurance companies. Hmmmm


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