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Message: <blockquote data-quote="ICEMAN 68" data-source="post: 294544" data-attributes="member: 17">dude ...for a fresh grad these days .... the start up salary would be from RM 2.2 to 2.5 K basic .... + OT 100 hours or more ... more likely they may fetch around 3.5K ... but after minus the EPF and TAX ...they may just carry back merely to RM 3 K...So now the fun begin ... 1) Knowing they are young ... they will not bother much on MM ( money management )What is the first things hits on these guys ....1) BUY A SPANKING BRAND NEW CAR ... more likely to be an E46 ( high dreamer ) or an MYVI ( low dreamer ) installment --- rm 1.5 K for 9 YRS / rm 550 for 9 yrs2) start thinking to purchase a new house.. must  be around RM200 K                              installment --- MR 1 K for 30 yrs ( without thinking much of the BLR  So after taking away the amount they be set even work more harder and slog most they time at work for the OT and so on ....Well after taking off the 2.5 K they still think that they can survive with the RM500 balance as at this time they may have load up their wallet with all those fancy Credits cards and so on ....well that's reality as now some of my fellow and when fuel price rock up and BLR shoots up .... what do they do .... i something not many of us may do ....Start leaving on healthy lifestyle ... eating once a day ....Well that's what always happen for these days young fellows that newly grad .... same like my fellow boys at work ....</blockquote>

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