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BMW Tech and Performance
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front-windscreen vandalism
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<blockquote data-quote="bal3056" data-source="post: 168537" data-attributes="member: 584"><p>Burn,</p><p> </p><p>Insurance Premium computation for windscreen coverage :-</p><p> </p><p>RM1350 + 150 + 400 = RM1900 insured value. Premium 15% of value = RM285 p.a.</p><p> </p><p>When you claim for damaged wscreen, ins co. will pay upto max. insured value ... but then you will need to reinsate the wscreen coverage again from date of damage/claim payable, meaning pay premium again for the balance unused period.</p><p> </p><p>It is no wonder many malaysians don't insure their windscreen with all this crap.</p><p> </p><p>Personally, for RM285 premium annually and also reinstatement clause, I'd rather buy a local laminated wscreen of good quality as frankly they are as good as the ori type. Only thing you got to make sure you get high quality type (many local manufacturers now) and your workshop will be able to guide you on this matter.</p><p> </p><p>If the original 'Sekurit' logo matters to you, then it is a different story.</p><p> </p><p>Frankly, I'd rather pay premium for Flood coverage, as this is more frightening esp for Bimmers.</p><p> </p><p>Hope this helps!!</p></blockquote><p></p>
[QUOTE="bal3056, post: 168537, member: 584"] Burn, Insurance Premium computation for windscreen coverage :- RM1350 + 150 + 400 = RM1900 insured value. Premium 15% of value = RM285 p.a. When you claim for damaged wscreen, ins co. will pay upto max. insured value ... but then you will need to reinsate the wscreen coverage again from date of damage/claim payable, meaning pay premium again for the balance unused period. It is no wonder many malaysians don't insure their windscreen with all this crap. Personally, for RM285 premium annually and also reinstatement clause, I'd rather buy a local laminated wscreen of good quality as frankly they are as good as the ori type. Only thing you got to make sure you get high quality type (many local manufacturers now) and your workshop will be able to guide you on this matter. If the original 'Sekurit' logo matters to you, then it is a different story. Frankly, I'd rather pay premium for Flood coverage, as this is more frightening esp for Bimmers. Hope this helps!! [/QUOTE]
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