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Message: <blockquote data-quote="macdaque" data-source="post: 543429" data-attributes="member: 2704"><p>Haha, I am still young at heart. For gems that you have gathered in experience as I can see from your post, I am confident that you have done your years in the sweat shop. We have much to share - maybe we should meet up some day. From what I read, you may have many students - I have too, and I mentor willingly as I was willingly mentored in my earlier years. Unfortunately, the younger ones have different priorities choosing present satisfaction rather than postponing gratification, and have much arrogance about their priorities. I have seen the downfall of many arrogant ones, yours truly a living testimony of a survivor. I have an uphill task mentoring a few presently. Like yourself, I am a true believer of the magic of compounding interest - the skills of calculating present value vs. compounding interest (both earned and paid to the bank) in a relative and comparative manner is key to sound investment.</p></blockquote><p></p>