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Message: <blockquote data-quote="manjohari" data-source="post: 541996" data-attributes="member: 23955">agree, but financial statement can be easily "crafted" hehe...if you have money, don't buy the car cash, take a loan to make some profit.for example, the car cost RM400k and you have RM400k cash to purchase.Put ur 400k in FD with 3.5% interest,take loan 400k with 2.5% interest (used your FD as security)at the end of the day u still earn 1.0% interest per year = RM4k (in 5 years, u get 20k instead of getting nothing buy paying cash for your car)i guess it works for minimum of 200k, sign for priority/preferred banking to make it easier and also to enjoy very good rate (lower than bmw credit hehehe)</blockquote>