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Message: <blockquote data-quote="astroboy" data-source="post: 260418" data-attributes="member: 4527">Hi anxious, this is what I understand, JDM is 10 years, BMW and certain other European models are 12 years max, provided u have good income record. OTW, they just tell u 10 year max.. prudent financial practice.. <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite8" alt=":D" title="Big Grin    :D" loading="lazy" data-shortname=":D" /> Times are bad, car prices still has room to go down, they just don't want to take much risk on older car.I just sold my 1995 Perdana SEi last December to make way for my E90, the buyer fail to secure a loan from normal financier, so he got a loan from Eng Lee Credit.. very famous! <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite8" alt=":D" title="Big Grin    :D" loading="lazy" data-shortname=":D" /></blockquote>