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Message: <blockquote data-quote="thinice" data-source="post: 139177" data-attributes="member: 784">I think, if you want a beemer you will go for it anyway.However, unless your income level does not improve drastically, you will come to regret it.Check through the maintenance threads, many members spend 5/6k a year just to keep an E36 in good condition. If you want to upgrade anything, it is much more expensive than Proton or Japanese cars. The monthly instalment is the least of your problem.When the time comes to sell it off, you will be facing serious problem unless you keep it in really,really tip top condition - and that cost a lot of money and effort.My suggestion,If you are willing to spend a lot of time and effort maintaining, repairing the car yourself and willing to keep it past the loan duration, then go ahead.Otherwise, as someone has remarked, if you really want a Beemer, save some money first and then later buy a newer version - preferably less than 8 yrs old. You'll save a lot of money on interest rate alone and later much easier to resell.</blockquote>