thanks guys for all the info and advice,
my previous insurance was etiqa , nothing really great then but i was offered a 10% offer discount as i took the etiqa takaful scheme as well.
now , my options are open , lost likely will stick to etiqa , with comprehensive and windshield cover and NCD 45% , i have no outstanding car loan as I bought it cash while i was in uk 2005 , and it has been with me ever since.Only the maintainence for wear and tear parts , done at a local bimmer specialist here.
Thank you turbology for the invite , I most certainly will take up the offer and join your TT session within Muar , if there are no sudden emergencies in the hospital. Cant really predict when these things happen , and especially so when the public expectation is very high nowadays.I have until the 6th before my insurance expires on the 7th June , .
Please keep me updated as i just might be able to join you guys/gals.Tq again.