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BMW E39 530i M-Sport Individual Aegean Blue Edition 2003
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<blockquote data-quote="ssmann" data-source="post: 464009" data-attributes="member: 18956"><p>Bro, from my experience pointless to insure beyond market value. Insurers will only pay up to market value less deductibles. Usually they take an average of quotes from their preferred market rate suppliers. Best indication is the bank valuation for your cars make and model. Call any bank HP dept for a quote.</p><p></p><p>On NCD, I believe there is a universal understanding that so long as you provide a letter of confirmation from your insurer confirming your NCD, this should be acceptable. I used my Msian NCD in NZ/OZ when I was posted there 6 years ago. I am not aware if things have changed/developed since then.</p><p></p><p>Also insurance for motor vehicle to my understanding is based on underwriting risk and on a standard formula. So technically, it should not differ materially from insurer to insurer. Again, I may be out dated.</p><p></p><p>All the best!</p></blockquote><p></p>
[QUOTE="ssmann, post: 464009, member: 18956"] Bro, from my experience pointless to insure beyond market value. Insurers will only pay up to market value less deductibles. Usually they take an average of quotes from their preferred market rate suppliers. Best indication is the bank valuation for your cars make and model. Call any bank HP dept for a quote. On NCD, I believe there is a universal understanding that so long as you provide a letter of confirmation from your insurer confirming your NCD, this should be acceptable. I used my Msian NCD in NZ/OZ when I was posted there 6 years ago. I am not aware if things have changed/developed since then. Also insurance for motor vehicle to my understanding is based on underwriting risk and on a standard formula. So technically, it should not differ materially from insurer to insurer. Again, I may be out dated. All the best! [/QUOTE]
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BMW E39 530i M-Sport Individual Aegean Blue Edition 2003
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