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Message: <blockquote data-quote="burn" data-source="post: 128241" data-attributes="member: 1715">maybe, loan repayment sudah habis. so time to upgrade to E46 or something else.for BMW and MERZ that's 12yrs to 15yrs old are still available to get a loan. except the loan percentage will be lower and the interest rates will be higher. then also depend on your financial background.are you a good paymaster... if you are, maybe can get a better loan percentage/interest rates. still depend from who you buy from, and also you must have a good credit, in and out from your personal/current account.bought my first BMW E36 yr97 to try out. cause selalu dengar cakap orang, kereta BMW maintenance very high. but see not much of a different with japs or ploton. if you trash the car, then it's another story.</blockquote>